Financially, there are reasons why you may want to work a bit longer.
<p align="center"><em style="font-size: 1em; text-align: left;"><b>Why not plan to lighten your financial burden?</b></em></p>
Positive moves to counteract negative cash flow. In its most recent Quarterly Report on Household Debt and Credit, the Federal Reserve Bank of New York put aggregate U.S. consumer debt at $11.4 trillion in the fourth quarter of 2010. Divide that by the Census Bureau’s estimate of 114.8 million households in 2010 and you get an average American household debt of $99,303.1,2