Financial Intel Monthly

Investment Decisions in Retirement

Feb 26, 2021 10:30:00 AM / by The Retirement Group

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What should you be invested in? You’ll probably want to be more conservative than before retirement. Yet that does not mean abandoning stocks. With potentially 20 or more years in retirement, inflation can eat away at lower returning assets. Even at a modest 3% annual rate, inflation could cut your standard of living in half in 24 years.

 

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Planners may recommend that the portfolio hold at least two to three years of living expenses in cash, CDs and short-term bonds that can see you through a stock market decline. Beyond that, there is no special rule of thumb for allocation of stocks, bonds, cash and other assets. Much depends on your other sources of income, risk tolerance, age, financial goals, such as leaving money to children, living expenses and so on.

For more information about this topic, view our e-book here: https://retirekit.theretirementgroup.com/planning-for-the-stages-of-retirement-e-brochure


This information should not be construed as investment advice. Neither the named Representatives nor Broker/Dealer gives tax or legal advice. All information is believed to be from reliable sources; however, we make no representation as to its completeness or accuracy. The publisher is not engaged in rendering legal, accounting or other professional services. If other expert assistance is needed, the reader is advised to engage the services of a competent professional. Please consult your Financial Advisor for further information or call 800-900-5867.

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